Now that the school year is in full swing let's review insurance issues regarding college students.
- A student residing more than 100 miles from home without a car gets a discount on your Auto insurance. Contact us if this is the case.
- Your Homeowners policy generally provides adequate coverage for possessions at your child's college residence - if he or she is still considered a resident of your household.
- A student at school with one of your vehicles should not allow others to drive your car. If necessary, the Named Insured (usually Mom or Dad) must grant permission for this.
- Check your medical insurance to confirm that coverage still extends to your child. Generally, full-time student dependents are covered until age 23.
Contact our office with any questions you may have.
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