Many families employ domestic employees to perform household services. Examples include cooks, gardeners, housekeepers, and babysitters.
The Ohio Revised Code requires that workers' compensation coverage be provided in many cases. According to section 4123.01 of the code, "household workers who earn one hundred sixty dollars or more in cash in any calendar quarter from a single employer" are eligible for workers' compensation.
Further, your personal liability coverage from your homeowner policy excludes coverage for injury to any person eligible for workers' compensation benefits.
If you have any questions or concerns about this topic, please contact us or the Ohio Bureau of Workers Compensation at www.ohiobwc.com.
Call our office at 614-459-6500 and ask for Dan!
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